{"id":1567556,"date":"2022-06-20T10:41:55","date_gmt":"2022-06-20T08:41:55","guid":{"rendered":"https:\/\/abogadosres.com\/?p=1567556"},"modified":"2026-05-29T21:50:34","modified_gmt":"2026-05-29T20:50:34","slug":"nulidad-del-diferencial-anadido-irph","status":"publish","type":"post","link":"https:\/\/abogadosres.com\/en\/nulidad-del-diferencial-anadido-irph\/","title":{"rendered":"Nulidad del diferencial a\u00f1adido IRPH."},"content":{"rendered":"

El Juzgado especializado de Valencia nos ha estimado parcialmente la demanda de nulidad de la cl\u00e1usula relativa al tipo IRPH por entender que, conforme recoge la Circular 5\/94 del Banco de Espa\u00f1a, la incorporaci\u00f3n de un diferencial positivo de 0,25% genera un desequilibrio contrario a la buena fe por lo que resuelve eliminando dicho diferencial y obligando a la entidad a devolver todo lo detra\u00eddo en aplicaci\u00f3n del mismo. <\/h3>\n\n\n\n
\"\"
JUZGADO DE VALENCIA.<\/figcaption><\/figure><\/div>\n\n\n\n

Entendemos, no obstante, que siguiendo el mismo argumento y la misma Circular, lo suyo hubiera sido que, para evitar ese desequilibrio al que expresamente alude la juzgadora, hubiera, adem\u00e1s, incorporado el diferencial negativo que para ese caso orienta el Anexo IX de la misma Circular, lo que resultar\u00eda de nuestra completa satisfacci\u00f3n, pues todos los reproches que cabe realizar al tipo IRPH quedar\u00edan neutralizados con el adecuado diferencial negativo. Es una forma interesante de resolver la controversia y menos traum\u00e1tica que la nulidad de la cl\u00e1usula con posterior integraci\u00f3n.<\/p>\n\n\n\n

Maite Ortiz, Abogada.<\/em><\/strong><\/p>","protected":false},"excerpt":{"rendered":"

El Juzgado especializado de Valencia nos ha estimado parcialmente la demanda de nulidad de la cl\u00e1usula relativa al tipo IRPH por entender que, conforme recoge la Circular 5\/94 del Banco de Espa\u00f1a, la incorporaci\u00f3n de un diferencial positivo de 0,25% genera un desequilibrio contrario a la buena fe por lo que resuelve eliminando dicho diferencial […]<\/p>\n","protected":false},"author":1,"featured_media":1567888,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[52,58,59,64,97,46],"tags":[45,39,44,55],"class_list":["post-1567556","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-abogados-res","category-abusos-bancarios-2","category-clausulas-abusivas","category-irph","category-noticia","category-nuestras-sentencias","tag-abogados-res","tag-abusos-bancarios","tag-irph","tag-maite-ortiz"],"acf":[],"yoast_head":"\nNulidad del diferencial a\u00f1adido IRPH. - 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