{"id":1566807,"date":"2021-10-28T11:41:45","date_gmt":"2021-10-28T11:41:45","guid":{"rendered":"https:\/\/abogadosres.com\/?p=1566807"},"modified":"2026-05-29T21:52:40","modified_gmt":"2026-05-29T20:52:40","slug":"un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado","status":"publish","type":"post","link":"https:\/\/abogadosres.com\/en\/un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado\/","title":{"rendered":"UN JUEZ DE DONOSTIA OBLIGA A DEVOLVER A SU DUE\u00d1O UN PISO HIPOTECADO Y SUBASTADO."},"content":{"rendered":"

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ART\u00cdCULO NOTICIAS DE GIPUZKOA.<\/strong><\/h1>\n

https:\/\/www.noticiasdegipuzkoa.eus\/actualidad\/sociedad\/2021\/10\/27\/juez-donostia-obliga-devolver-dueno\/1152806.html<\/a><\/p>\n

EL AUTO OBLIGA AL BBVA A DEVOLVER A SUS PROPIETARIOS ORIGINALES LA VIVIENDA QUE SE HAB\u00cdA ADJUDICADO TRAS IMPAGO DE TRES MENSUALIDADES<\/h1>\n

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\nUn pionero\u00a0auto de un Juzgado de Donostia<\/strong>\u00a0ha obligado al\u00a0BBVA\u00a0<\/strong>a devolver a sus propietarios originales una vivienda que la entidad se hab\u00eda adjudicado en una ejecuci\u00f3n hipotecaria por un impago de tres mensualidades y que posteriormente fue subastada y adjudicada a un tercero. El due\u00f1o es un pensionista donostiarra que aval\u00f3 con la vivienda el pr\u00e9stamo de un hijo para un negocio.<\/p>\n

El auto, dictado por el\u00a0Juzgado de Primera Instancia n\u00famero 7<\/strong>\u00a0de la capital donostiarra, reintegra la situaci\u00f3n al momento previo a la ejecuci\u00f3n de la hipoteca por parte del banco, al declarar nulas por \u00ababusivas\u00bb dos de las cl\u00e1usulas del contrato del pr\u00e9stamo.
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\nEn concreto, la primera de estas cl\u00e1usulas fijaba en el 19 % el inter\u00e9s de demora a pagar en caso de impagos, mientras que la segunda permit\u00eda el \u00abvencimiento anticipado\u00bb por falta de abono de \u00abal menos\u00bb tres mensualidades.
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Seg\u00fan explica la letrada Maite Ortiz<\/strong>, del bufete de abogados Res, que ha representado a los afectados en este procedimiento, el caso se remonta a 2014 cuando los perjudicados decidieron avalar con su vivienda un pr\u00e9stamo solicitado por su hijo para una actividad empresarial.<\/p>\n

No obstante, tras varios impagos de cuotas, en 2019 la entidad bancaria decidi\u00f3 ejecutar la hipoteca sobre la vivienda, en un proceso en el que sus clientes no se defendieron mediante un abogado y un procurador y que concluy\u00f3 con la subasta del domicilio y su adjudicaci\u00f3n a un tercero<\/p>\n

Al ver pr\u00f3ximo su desalojo, los perjudicados acudieron a la\u00a0Plataforma Stop Desahucios<\/strong>\u00a0para explicar su problema, tras lo que decidieron presentar un escrito de oposici\u00f3n a la ejecuci\u00f3n, aunque ya se hab\u00eda sobrepasado sobradamente el plazo de diez d\u00edas marcado para hacerlo.<\/p>\n

Maite Ortiz aclara que esto fue posible porque\u00a0la juez del caso lo admiti\u00f3 siguiendo las directrices del Tribunal de Justicia Europeo<\/strong>, refrendadas por el Tribunal Constitucional, que determinan que \u00abno hay plazo alguno\u00bb para que una persona considerada \u00abconsumidor\u00bb, como es el caso, pueda interponer una oposici\u00f3n a una ejecuci\u00f3n hipotecaria siempre que alegue \u00abla existencia de cl\u00e1usulas abusivas en un contrato\u00bb.<\/p>\n

EFE\u00a0<\/span>27.10.2021\u00a0<\/span>
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Abogados RES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/abogadosres.com\/en\/un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UN JUEZ DE DONOSTIA OBLIGA A DEVOLVER A SU DUE\u00d1O UN PISO HIPOTECADO Y SUBASTADO. - Abogados RES\" \/>\n<meta property=\"og:description\" content=\"[av_textblock size=\u00bb av-medium-font-size=\u00bb av-small-font-size=\u00bb av-mini-font-size=\u00bb font_color=\u00bb color=\u00bb av-desktop-hide=\u00bb av-medium-hide=\u00bb av-small-hide=\u00bb av-mini-hide=\u00bb id=\u00bb custom_class=\u00bb template_class=\u00bb av_uid=’av-culjr2v’ sc_version=’1.0′] ART\u00cdCULO NOTICIAS DE GIPUZKOA. https:\/\/www.noticiasdegipuzkoa.eus\/actualidad\/sociedad\/2021\/10\/27\/juez-donostia-obliga-devolver-dueno\/1152806.html EL AUTO OBLIGA AL BBVA A DEVOLVER A SUS PROPIETARIOS ORIGINALES LA VIVIENDA QUE SE HAB\u00cdA ADJUDICADO TRAS IMPAGO DE TRES MENSUALIDADES [\/av_textblock] [av_textblock size=\u00bb av-medium-font-size=\u00bb av-small-font-size=\u00bb av-mini-font-size=\u00bb font_color=\u00bb color=\u00bb id=\u00bb custom_class=\u00bb template_class=\u00bb av_uid=’av-kvav5wwa’ [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/abogadosres.com\/en\/un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado\/\" \/>\n<meta property=\"og:site_name\" content=\"Abogados RES\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/p\/Abogados-Res-100063662499149\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-28T11:41:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-29T20:52:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/abogadosres.com\/wp-content\/uploads\/2021\/10\/IMG_6952.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"560\" \/>\n\t<meta property=\"og:image:height\" content=\"340\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@abogados_res\" \/>\n<meta name=\"twitter:site\" content=\"@abogados_res\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/abogadosres.com\\\/un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/abogadosres.com\\\/un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/abogadosres.com\\\/#\\\/schema\\\/person\\\/3b80afc0ed5650597e4d948c07ec6f0e\"},\"headline\":\"UN JUEZ DE DONOSTIA OBLIGA A DEVOLVER A SU DUE\u00d1O UN PISO HIPOTECADO Y SUBASTADO.\",\"datePublished\":\"2021-10-28T11:41:45+00:00\",\"dateModified\":\"2026-05-29T20:52:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/abogadosres.com\\\/un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado\\\/\"},\"wordCount\":545,\"publisher\":{\"@id\":\"https:\\\/\\\/abogadosres.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/abogadosres.com\\\/un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/abogadosres.com\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/IMG_6952.jpg\",\"keywords\":[\"ABOGADOS RES\",\"ABUSOS BANCARIOS\",\"Sentencias\",\"Stop Deshaucios\"],\"articleSection\":[\"Abogados Res\",\"Abusos bancarios\",\"Civil\",\"Noticia\",\"Nuestras sentencias\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/abogadosres.com\\\/un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado\\\/\",\"url\":\"https:\\\/\\\/abogadosres.com\\\/un-juez-de-donostia-obliga-a-devolver-a-su-dueno-un-piso-hipotecado-y-subastado\\\/\",\"name\":\"UN JUEZ DE DONOSTIA OBLIGA A DEVOLVER A SU DUE\u00d1O UN PISO HIPOTECADO Y SUBASTADO. - 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